ARMS are good...

So we may have an offer on our current house. I say may because it is Rob, and the offer is to "buy" then house but pay rent to us until the buyers current house is sold. However, Rob assured me that he would ask for enough earnest money to pay his fee... We will see how this all works out, Rob said he would get together with them today and get back to us.

We have been meeting with another Realtor, and through his analysis he feels we should list the house at $209k. That is a pretty depressing number, since the buyers would still probably ask for a reduction, as well as something towards closing. It is that kind of market. Which leads me to want to rent, but Jen has valid points concerning why that is a bad idea. So hopefully this sale can work out (we would both kinda get what we want).

But as for the title of the post. I called our mortgage broker to see what the rate on the house is going to do in June (it is a 3 year ARM that is 5 years old now). And she told me it will go down to about 3.5%. So I have to say that ARMs are awesome, when the economy is in the tank. (ARM is 2.275 plus 1yr treasury, which is at .68 right now).

Furniture

They started to move furniture in yesterday. We were able to actually sit in our living room :) It is pretty nice stuff, she put up paintings all over the house. There is a couch and 3 chairs in the living room.

Pictures

Put some pictures up on Flickr.

A very busy week (final)

Today I call up the warranty company to inquire about getting the work yesterday reimbursed. It actually sounded pretty promising, she said that calipers are covered, but that I was supposed to get the repairs approved prior to having them done. It was pretty dumb of me actually, I could have just had Firestone call them and they would have paid them directly. As it is I had to fax the invoice and now wait for a response via snail mail.

So we will see how honest Tech Serv is, cause it should definitely be reimbursed.

A very busy week (cont.)

Yesterday was pretty crazy because I also had to get some repairs done on the car in the morning. Luckily Firestone was a ghost town so they were able to get me in right away. I called them and asked what it would cost to replace the brake pads (160). I dropped it off and expected to wait, but was told it would be at least an hour (couple people had come in since I had called...), so I walked to work (very cold out).

I received a call from them about 11, a caliper had seized so that needed to be replaced (580)... I called up VW and asked what they charge (680), and if it would be covered under my warrenty. They wouldn't commit, so I just told Firestone to fix it (I knew VW probably wouldn't be able to get me in till next week).

Firestone had told me that they would have it done by 2:30, so I call at 2:15 and ask about the status and I get this "Oh yeah, I told you it would be done at 2:30..." Great... So they offer to get it done as quick as possible. I start walking back over there, it is still cold out...

Long story short, I leave Firestone at 3, with a bill for 838.78 (new rotors required as well, plus a brake flush, and of course tax). Rush home to pick up some papers that I ended up not needing and speeding to closing at 3:30 in Roseville, hurray.

A very busy week

We had the closing on yesterday. It actually went very well. I don't have the closing docs with me, but I will post them later. Of course we got raked over the coals with fees, but what else can you expect? I think we ended up paying about 1300 for the modification.

Mel and Rob were there representing Lighthouse, they were very nice and paid us the full amount that we agreed upon for renting the model. They even gave us a house warming gift (set of kitchen knives), which was very nice. Stacee was there as well and great as usual, she brought us a plant.

The title officer was a different woman (Amy) then we originally had, and apparently she was new to the file. So there was a bit a her getting up to speed. I guess there were many calls back and forth between Mel and her and Stacee that morning. But it all worked out :)

Received an invoice from Tom (the lawyer), I think that will be the last one, unless he charges us to close the account as well... I guess he provided some piece of mind, but it was an expensive piece (637.50).

Appliance Delivery

The appliance delivery was on Tuesday morning. I received a call at 7am, and Keith told me that he would be at the house in 30-40 minutes. So I had to hurry out there... ;)

Keith and Freddy were the delivery men, and worked for a company other then Home Depot. I can't remember what it was called at the moment. They were really good though. Friendly and helpful. They got the stuff in and hooked up without a problem. Keith didn't need the expandable pipe to hook up the dryer so he said that he would credit that back to me, not sure if that has happened yet.

I didn't have any cash otherwise I definitely would have tipped them. All i can do is give them a 10 when Home Depot calls for a review of them.

The delivery was delayed from Saturday to Tuesday, so I was a little upset by that, but the delivery went very well. 4 stars (out of 5) for Home Depot appliance purchase.